LASIK is an elective procedure, meaning it’s not usually covered by insurance companies. Because of this, many laser vision correction patients often opt for payment plans.
This allows them to break their LASIK cost into smaller and more manageable payments. Popular options include putting the surgery on a zero-interest credit card (and paying it off before the introductory period ends to avoid extra charges), financing through their LASIK surgeon, or a major company offering to finance for LASIK, or taking out a personal loan.
Each of these options involves credit. To make this work, you need good credit. You also need to be able to have your credit score checked to qualify for them.
Not everyone is a fan of using credit. Some instead prefer to save the old-fashioned way until they have enough put away. This lets them afford a large ticket item (or procedure, as the case may be).
So where does that leave you if you would like to avoid using or relying on credit? Most people don’t have the cost of LASIK already saved up, after all!
The answer is you may just need to get a little creative! Read on for a few creative ways to save for LASIK!
Work Hard for Your Money
A second job is one way to go when it comes to saving up the necessary cash for LASIK surgery. You don’t have to worry about giving up all your free time or working so many hours that you can’t stay awake during your day job.
This is about saving up, not burning yourself out. Look for a second job that you would enjoy, such as serving up lattes at your neighborhood coffee shop!
Google is your friend when it comes time to look for local part-time job openings. In this case, so is your smartphone app store. There you can find apps that offer on-demand services like Uber or Lyft drivers and dog walking for working pet owners.
Pull in the Reigns on your Spending
Figure out how much you spend per month on extras. Look at things like dining out, manicures and pedicures, massages, and having your hair cut and colored.
These and other things would fall into the “Want” and not “Need” category. First, figure out what you’re spending in total on extras.
Then, take a second look to see what you can do without while you save for LASIK. You may not even have to take cash from your budget if you are able to take that cash and put it away until you reach your goal.
A Penny Earned…
Is a penny saved. A penny saved in a high-interest savings account will be sure to bring you an even bigger return on your efforts.
All that cash you’re saving each month now that you’ve given up your daily triple espresso and weekly massage? Put it to work in a high-interest savings account.
It may take you a little bit longer, but these are some doable ways to save for a procedure like LASIK without incurring any debt! Ready to find out if you’re a good LASIK candidate?
Schedule a LASIK consultation at Houston Eye Associates in Houston, TX now!
